Terms and Conditions

Acceptance of Terms

By accessing and using Braviontessora's financial planning subscription service, you agree to be bound by these terms and conditions.

These terms constitute a legally binding agreement between you and Braviontessora Limited

Key Definitions

The following terms have specific meanings within this agreement.

  • Service: Our monthly financial planning subscription including consultations and support
  • User/Client: Any individual who subscribes to or uses our financial planning services
  • Content: All information, advice, and materials provided through our service
  • Agreement: These terms and conditions along with our privacy policy

Service Usage Rules

Your use of our service is subject to certain permitted and prohibited activities.

Permitted Uses

  • Accessing consultations and materials for personal financial planning
  • Communicating with consultants about your financial circumstances
  • Using provided information for legitimate planning purposes

Prohibited Activities

  • Sharing login credentials or account access with others
  • Using the service for unlawful or fraudulent purposes
  • Attempting to reverse engineer or copy our systems
  • Harassing or abusing our staff or systems

Your Responsibilities

As a subscriber, you have certain obligations to ensure effective service delivery.

  • Providing accurate and complete information about your circumstances
  • Attending scheduled consultations or providing reasonable notice of cancellation
  • Maintaining confidentiality of account credentials
  • Notifying us promptly of any changes affecting your planning needs

Intellectual Property Rights

All content, materials, and intellectual property remain the exclusive property of Braviontessora Limited.

Ownership: We retain all rights, title, and interest in our proprietary methods, materials, and systems

Limited License: You receive a non-transferable license to use our services for personal planning purposes only

Payment Terms

Subscription fees and payment obligations are outlined below.

  • Monthly subscription fees of £250 are due in advance
  • All prices include VAT at the current rate
  • Payment must be made via approved methods within 7 days of billing

Service Termination

Either party may terminate this agreement under certain circumstances.

Termination by You: You may cancel your subscription with 30 days written notice

Termination by Us: We may terminate for breach of terms, non-payment, or other valid reasons

Effect of Termination: Upon termination, access to services ends and no refund of fees is provided

Limitation of Liability

Our liability is limited to the maximum extent permitted by law.

We exclude liability for indirect, consequential, or punitive damages

Our total liability is limited to fees paid in the preceding 12 months

Dispute Resolution

Disputes shall be resolved through the following mechanisms.

Arbitration Process

Disputes shall be resolved through binding arbitration under English law

Arbitration proceedings shall follow the rules of the London Court of International Arbitration

EU Online Dispute Resolution

EU residents may access the European Commission's ODR platform for dispute resolution

Available at ec.europa.eu/consumers/odr: Access ODR Platform

User Indemnification

You agree to indemnify Braviontessora against claims arising from your use of our services or breach of these terms.

Privacy and Data Protection

Our collection and use of personal data is governed by our Privacy Policy, which forms part of this agreement.

Changes to Terms

We reserve the right to modify these terms with 30 days notice to subscribers.

Changes will be communicated via email and updated terms posted on our website

Governing Law

This agreement is governed by the laws of England and Wales, with disputes subject to the jurisdiction of English courts.

Complete Agreement

These terms, together with our Privacy Policy, constitute the entire agreement between the parties.

Contact Us

For questions about these terms, please contact us using the information provided.

Email: contact@braviontessora.com

Phone: +44 20 7290 2970

Address: 1 Hardman Square, Manchester M3 3EB, United Kingdom

Effective Date: 21 August 2025

Last Updated: 28 August 2025